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UTAH NOTICE OF SALE (1) Election to Sell

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serving 2013-07-10 through 2013-07-24

UTAH NOTICE OF SALE (1) Election to Sell. Because of the default(s), specifically on an obligation in the original principal sum of $181,061.00 secured by a deed of trust or mortgage to Mortgage Electronic Registration Systems, Inc. as nominee for Direct Mortgage, Corp from Justin A. Baker and Liann M. Baker recorded on February 13, 2009, at 2423671 with Backman Title, as Trustee, the present beneficiary thereof Branch Banking and Trust Company has elected to sell at public auction to the highest bidder in good U.S. funds the following property described in said deed of trust or mortgage: Common Description: 3922 W. 1300 N., West Point, UT 84015 Legal Description: Beginning at a Point on the North Side of 1300 North Street, which Point is North 0 ? 13 '18 " East 33.00 Feet and South 89 ? 58 '11 " East 373.00 Feet from the Southwest Corner of the Southwest Quarter of Section 29, Township 5 North, Range 2 West, Salt Lake Meridian, and Running Thence North 0 ? 13 '18 " East 150.00; Thence South 89 ? 58 '11 " Feet; Thence South 0 ? 13 '18 " West 150.00 Feet to the North Line of a Street, Thence North 89 ? 58 '11 " West 85.00 Feet along said North Line to the Point of Beginning. The present principal balance owed on that obligation is $175,581.83 The record owners of the property as of the recording of the Notice of Default are: Justin A. Baker and Liann M. Baker (2) Cure/Payoff Rights. You may have a right to pay The Defaults (i.e., Cure Right) or payoff all amounts owned on the Debt (i.e. Payoff Right) if paid before the foreclosure sale. The Trustee will provide those amounts to you if you request them. A Cure or a Payoff will nullify this Notice and its foreclosure sale. (3) Foreclosure Sale. The foreclosure sale shall be held: Date: August 30, 2013 Place: Outside Main Entrance, 2nd District Courthouse Time: 10:00 A.M. 800 West State Farmington, UT 84025 Philip M. Kleinsmith 6035 Erin Park Drive, Suite 203 Colorado Springs, CO 80918 Attorney for Foreclosing Party and/or Present Trustee Phone: 1-800-842-8417 Atty. Reg. No. 5370 Fax: 1-719-593-2193 E-Mail: klein@kleinsmithlaw.com Trustees Utah Place: Beehive Attorney Services, LLC, 5278 Pinemont Drive, #A250, Murray, Utah 84123 Pub.: July 10, 17, 24, 2013. 526091

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