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NOTICE OF FORECLOSURE SALE OF REAL ESTAT

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serving 2011-11-29 through 2011-12-13

NOTICE OF FORECLOSURE SALE OF REAL ESTATE Trustee 's Sale No.: 10-0552 Notice of Foreclosure Sale of Real Estate Date of Sale: December 29, 2011 Time of Sale: 12:30 pm Place of Sale: Weber County Courthouse, 2525 Grant Ave Ogden, UT Name, Address and Phone Number of Person Who Will Conduct This Sale: Shawn Farris 2107 W. Sunset Blvd, 2nd Floor St. George, UT 84770 (435) 634-1600 This is not/is a republication of a previous sale caused by a cancellation of payment. All words and phrases that are underlined herein are defined in the attached Identifying Data of Mortgage or Deed of Trust. Directions may be obtained pursuant to a written request submitted to the undersigned. Pursuant To The Power Of Sale In The Mortgage Or Deed Of Trust Being Foreclosed , And Because Of The Defaults Causing Foreclosure, The Real Estate Will Be Sold At Public Auction Without Warranties Or Guarantees On The Date, Time And Place Stated. Your Interest In The Real Estate May Be Terminated By This Sale. The Mortgage Or Deed Of Trust Being Foreclose d Is In Default. Unless You Take Action To Protect Your Interest In The Real Estate , It May Be Sold At Public Sale. If You Need An Explanation Of The Nature Of This Proceeding Against You, You Should Contact A Lawyer. /s/ Philip M. Kleinsmith Attorney for Present Mortgagee(s) and/or Substitute Trustee Utah Attorney Registration No. 5370 6035 Erin Park Dr., Ste. 203 Colorado Springs, CO 80918 1-800-842-8417 Attorney 's/Trustee 's Utah Place: Courthouse 2525 Grant Avenue Ogden, UT 84401 Acknowledged, subscribed and sworn to as true before me on November 22, 2011, by Philip M. Kleinsmith at Colo. Sprgs., Colorado. Witness my hand and official seal. My commission expires: 09/09/2012. Ashley Kirkbride (SEAL) Notary Public /s/ Identifying Data of Debt, the Mortgage and the Property The Debt: Present Mortgage (name & address): Urban Financial Group Date of Debt: 2/4/2009 Original Principal Balance: $125,500.00 Defaults Causing Foreclosure: Non-Payment of Periodic Payments since: Present Principal Balance: $66,764.30 Daily Interest: $7.28 Estimated Attorneys Fees: $ 600.00 The Present Value of the Property is Unknown Other Estimated Costs: $1,800.00 Estimated Total Due: $69,164.30 The Mortgage: (Mortgage, Deed of Trust, or Trust Indenture and/or Security Agreement/Financing Statement Being Foreclosed Per Real Estate Records of County Where Property is Located or other records where Collateral Instrument filed): Date of Mortgage and/or Security Agreement/Financing Statement: 2/4/2009 Date Recorded and/or Filed: 2/10/2009 Recording Data: 2390432 Original Trustee (name and address) or N/A N/A Original Mortgagee(s), Beneficiary(ies) or Secured Party(ies) (name and address): Urban Financial Group 9175 South Yale Ave., Suite 300 Tulsa, OK 74137 Present Trustee (name, address and phone) or N/A: Philip M. Kleinsmith 6035 Erin Park Drive, Suite 203 Colorado Springs, CO 80918 Present Mortgagee: See above Maker(s), Assumer(s), Guarantor(s) (name(s) and address (es)): Ronald B. Jepperson 1565 E. 775 S. Apt 3 Ogden, UT 84404 Mortgagor(s)/Grantor(s) name(s) and address(es)): Ronald B. Jepperson 1565 E. 775 S. Apt 3 Odgen, UT 84404 Present Owner(s) of The Property (name(s) and address (es)): Ronald B. Jepperson 1565 E. 775 S. Apt 3 Ogden, UT 84404 The Property: (Mortgaged Property or Trust Property or Property): Assessor 's Tax Parcel #: 11-125-0003 Common Description: 1565 East 775 South, Apt. 3, Ogden, UT 84404 Legal Description: Lot 3, Edgemont Subdivision, According To The Official Plat Thereof On File And Of Record In The Weber County Recorder 's Office. Mobile or Manufactured Home or Other Collateral: Common Description: Unknown Legal Description: Unknown Pub.: November 29, December 6, 13, 2011. Same was also published online at utahlegals.com, according to Section 45-1-101, Utah Code Annotated, beginning on the first date of publication and for at least 30 days thereafter. 473245

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