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NOTICE OF TRUSTEE 'S SALE APN: 12-046-01

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serving 2012-09-11 through 2012-09-25

NOTICE OF TRUSTEE 'S SALE APN: 12-046-011 TRA: Trust No. 12-00296-8 Loan No. Ref: GREGORY N. SPAULDING IMPORTANT NOTICE TO PROPERTY OWNER YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 27, 2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THIS PROCEEDING, YOU SHOULD CONTACT A LAWYER. On October 12, 2012 at 10:30 a.m., James H. Woodall, as duly appointed Trustee under a Deed of Trust recorded April 28, 2009, as Entry No. 2445718, in Book 4764, at Pages 2559-2577, of the Official Records in the office at the County Recorder of DAVIS County, State of Utah executed by GREGORY N. SPAULDING AND DOREEN M. BANDARI-SPAULDING, HUSBAND AND WIFE WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER, PAYABLE IN LAWFUL MONEY OF THE UNITED STATES AT THE TIME OF SALE. SUCCESSFUL BIDDERS MUST TENDER A DEPOSIT OF $20,000 IN CERTIFIED FUNDS TO THE TRUSTEE AT THE TIME OF SALE, WITH THE BALANCE DUE BY NOON THE FOLLOWING BUSINESS DAY, AT THE OFFICE OF THE TRUSTEE. AT THE MAIN ENTRANCE OF THE DAVIS COUNTY DISTRICT COURT, BOUNTIFUL DEPARTMENT, 805 SOUTH MAIN STREET, BOUNTIFUL, UTAH all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: BEGINNING AT A POINT WHICH IS SOUTH 0 ? 14`20 " WEST 1029.47 FEET ALONG THE SECTION LINE FROM THE NORTHEAST CORNER OF THE SOUTHEAST QUARTER OF SECTION 7, TOWNSHIP 4 NORTH RANGE 2 WEST SALT LAKE MERIDIAN; THENCE SOUTH 00 ? 14`20 " WEST 111.04 FEET; THENCE SOUTH 88 ? 47`55 " WEST 275.27 FEET; THENCE NORTH 01 ? 47`22 " WEST 111.01 FEET; THENCE NORTH 88 ? 47`55 " EAST 279.20 FEET TO THE POINT OF BEGINNING. The street address and other common designation of the real property described above is purported to be: 1398 South 4000 West Syracuse, Utah 84075 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principle sums of the note(s) secured by said Deed of Trust. The current beneficiary of the Trust Deed as of the date of this notice is WELLS FARGO BANK, N.A. The record owners of the property as of the recording of the Notice of Default are GREGORY N. SPAULDING AND DOREEN M. BANDARI-SPAULDING, HUSBAND AND WIFE AS JOINT TENANTS DATED: September 5, 2012 James H. Woodall 10808 River Front Parkway, Suite 175 South Jordan, Utah 84095 (801) 254-9450 Hours: 9:00 a.m. - 5:00 p.m. Authorized Signature James H. Woodall, Trustee 09/11/12, 09/18/12, 09/25/12 R-418172 Pub.: September 11, 18, 25, 2012. 500168

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