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NOTICE OF TRUSTEE 'S SALE APN: 12-052-00

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serving 2012-06-06 through 2012-06-20

NOTICE OF TRUSTEE 'S SALE APN: 12-052-0028 Trust No. 11-00638-8 Ref: Josiah Halverson Loan No. IMPORTANT NOTICE TO PROPERTY OWNER YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 29, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THIS PROCEEDING, YOU SHOULD CONTACT A LAWYER . On July 10, 2012, at 11:30 AM, James H. Woodall, as duly appointed Trustee under a Deed of Trust recorded on July 6, 2006, as Entry No. 2191651, in Book, Page, of the official records in the office at the County Recorder of Weber County, State of Utah executed by Josiah Halverson, a married man, will sell at public auction to highest bidder, payable in lawful money of the United States at the time of sale. Successful bidders must tender a deposit of $20,000 in certified funds to the Trustee at the time of sale, with the balance due by noon the following business day, at the office of the Trustee. At the Main Entrance of the Weber County District Court, 2525 Grant Avenue, Ogden, Utah all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Lot 11, Hale Annex Addition to the City of Ogden, according to the official plat thereof, on file and of record in the Weber County Recorder 's Office. The street address and other common designation, of the real property described above is purported to be: 547 8th Street, Ogden, Utah, 84404. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The current beneficiary of the Trust Deed as of the date of this notice is: US Bank, National Association, as Trustee successor in interest to Bank of America, National Association, as Trustee (Successor by merger to LaSalle Bank, National Association) as trustee for Morgan Stanley Mortgage Loan Trust 2006-12XS The record owner of the property as of the recording of the Notice of Default is/are: Josiah Halverson. Dated May 30, 2012 James H. Woodall 10808 River Front Parkway, Suite 175 South Jordan, Utah 84095 (801) 254-9450 Hours: 9:00 a.m. - 5:00 p.m. Authorized Signature James H. Woodall, Trustee 06/06/12, 06/13/12, 06/20/12 R-411625 Pub.: June 6, 13, 20, 2012. 491005

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